Abdullah Digico, a beneficiary of Ebdaa Bank, lives in Boghé and works in the fabrics and clothes trade. He has got 15,000-ounce finance from Ebdaa Bank. He had suffered from a financial shortfall that had prevented him from improving his living conditions and those of his family and going into an income-producing business. With the finance he has got from Ebdaa Bank, he has set up an income-generating business, which has grown as a result of a considerable amount of time and effort that has gone into it. Recently, he has started to supply the neighboring villages and employed 2 more people.
Salimata Lumeen Seedie Baih
Salimata Lumeen Seedie Baih, a beneficiary of Ebdaa Bank, is married and a mother of a family consisting of 10 members. She lives in Boghé and works in the household goods trade. She is a member of a women’s cooperative composed of 7 members and called Boghé Cooperative, which has got 15,000-ounce finance from Ebdaa Bank.
They owned an existing business, but they needed to get finance to raise the capital and expand their business activity. Their business has been funded by Ebdaa Bank and thus their activity has expanded, the cash flow has increased, the members’ profits have risen, and 4 people have been employed.
Habi Dumba Lam
Habi Dumba Lam, a beneficiary of Ebdaa Bank, lives in Boghé, has a family consisting of 4 members, and works in the vegetables growing trade. She has got 8,000-ounce finance from Ebdaa Bank. She is a small farmer and a member of an agricultural women’s cooperative called Unbaio Cooperative, which consists of 8 members.
She owned some uncultivated lands on the riverbank. After she has been funded by Ebdaa Bank, she has started to grow and market vegetables. Thus, the finance she’s got has contributed to the success of this income-generating business in which 6 people have been employed.
Jenaba Mamadu Joob
Jenaba Mamadu Joob, a beneficiary of Ebdaa Bank, is married and a mother of a family consisting of 7 members. She lives in Boghé and works in the fabrics and clothes trade. She is a member of a women’s cooperative composed of 5 members, which has got 7,500-ounce finance from Ebdaa Bank.
They owned an existing business, but they needed to get finance to raise the capital and expand their business activity. Their business has been funded by Ebdaa Bank and thus their activity has expanded, the cash flow has increased, the members’ profits have risen, and 3 people have been employed.
Ayhum Kamal Kewan
Ayhum Kamal Kewan, a beneficiary of Ebdaa Bank, has mastered hairdressing and has been working at hairdressing salons since 2014. In 2017, Ayhum had his own salon, which was equipped with simple tools. In 2018, he applied for a loan from Ebdaa Bank to improve his salon and its equipment. After a year, he applied for a new loan after repaying the last loan on time.
Baha’a Suhail Saeed
Baha’a Suhail Saeed, a beneficiary of Ebdaa Bank in Syria, runs a business of agricultural equipment maintenance. He boosted his business activity after he took out a loan from Ebdaa Bank, which has enabled him to buy replacement and maintenance parts and thus expand his business since he no longer needs to ask the customers to go to the industrial area to buy maintenance parts.
“I used to work in a pharmacy on a salary basis. Throughout my job, I recognized that the income from pharmacies is very high. Therefore, I thought about having my own business. I was facing a problem of supplementing the business capital, so; I resorted to Ebdaa Microfinance Bank. I was funded and started working on my business. I applied for funding of 20,000 pounds, which was a supplement to the business. I started my business and provided job opportunities for three young people; two pharmacists and a janitor. I have a net income of 8,000 pounds per month. In the future, I am thinking about establishing a health center and providing integrated health services”.
Mr. Qism Allah
Alia Theib, a beneficiary of the National Microfinance Bank in Jordan, one of AGFUND’s financial inclusion banks, succeeds in her project and thus attaining financial self-sufficiency.
Mrs. Khadija Al-Heishan
Motivated by her desire to improve her financial status, repair her home, and treat her sick son, Ghada started to work on a bread project which has grown after it has been supported by the National Microfinance Bank in Jordan, one of AGFUND’s financial inclusion banks.
“I opened the center for training women in tailoring, sewing, knitting, and embroidery. I also provide training courses in bakery. The workshop had two sewing machines. Then, I heard about Ebdaa Microfinance Bank and applied for financing for expansion.” Mrs. Kawthar. The bank funded the project, and the workshop now has 12 sewing machines operated by several women and men. The project provides 15 job opportunities for seasonal employees, and the number of project clients has become 35 clients, from schools and kindergartens, to whom I provide school uniforms.
Um Salmah, a beneficiary of Ebdaa Microfinance Bank in Sudan, one of AGFUND’s financial inclusion banks, has succeeded in making hand-made products and thus attaining financial self-sufficiency since these products constitute a source of income.
After retiring from the army, Mr. Ahmed could not stop working and giving, so he worked as a driver in several private schools in Ajloun. During his tenure, he was able to obtain the necessary expertise to study the idea of establishing a private school in his area of residence. Due to his belief in his ability to succeed, Mr. Ahmed started his project with a small kindergarten, which he founded with funding from the National Microfinance Bank. After the project achieved tangible success in the region, he again resorted to the National Bank with the intention of developing the project into an elementary school, from the first grade to the third grade until “Shuaa Al-Haq Kindergarten and School” included the first through the sixth grades. Although the educational attainment of Mr. Ahmed did not go beyond secondary school, it was only an incentive that encouraged him to establish an educational edifice that became the first at the level of private schools in the Hashemite region-Ajloun. He still aspires to develop and improve the school to contain the largest number of classes and add recreational facilities and playground for students. The establishment of the school did not only have a positive impact on the region and students, but it also reflected on the life of Mr.Ahmed, who was able, through participating in some classes, to gain some knowledge in the fields of English language, arithmetic, and computer.
Ebdaa Bank in Sudan, one of AGFUND’s financial inclusion banks, has funded one of its women beneficiaries to open a nursery school that takes care of children and provides job opportunities for women in the fields of teaching and supervision.
Ahmed Ghanem Jawhar
Ahmed welcomes various age groups, especially youth, and believes that contribution and promotion of public health is very important.
Ahmad business has proven its success, and now he is seeking to develop this project from various aspects, while Ebdaa Bank is always ready to support its outstanding customers.
Encouraged by her girlfriends to benefit from the loans of the National Microfinance Bank in Jordan, one of AGFUND’s financial inclusion banks, Aishah Al-Khnazrah has got financial support which has contributed to the success of her private project.
Issa Naji Mohammed
He was able to finance this expansion by obtaining loans from Ebdaa Bank. He received a loan in the amount of BD 2000 — which he is now paying back in convenient installments and with full commitment.
After his project has been funded by Al-Amal Microfinance Bank in Yemen, one of AGFUND’s financial inclusion banks, Muhammed Al-Harazi is telling us how his bakery store has succeeded and expanded.
For her love and passion for children, Rawan decided to work in a nursery and continued working for seven years until she found someone who shares her passion and supports her idea of establishing a nursery in her small region. Rawan found her husband, the main supporter of the idea. By resorting to the National Microfinance Bank, they were able to realize their idea and establish “Bait Aljaddah- Grandmother’s House” nursery in 2018. The nursery was the cozy place that has more than 25 children along with 6 employees from the local community.
Nazmeiyeh Al Sha’ar
Nazmeiyeh Al Sha’ar, a beneficiary of the National Microfinance Bank in Jordan, one of AGFUND’s financial inclusion banks, succeeds in increasing her agricultural production and thus attaining financial self-sufficiency.
Jamal Al-Jamal a farmer
From the fertile farms and greenhouses of Yemen, Jamal Al-Jamal, a farmer and one of the beneficiaries of Al-Amal Microfinance Bank, one of AGFUND’s financial inclusion banks, is telling us his story of success.